Mortgage broker in Quebec

Mortgage solutions, no compromise

Buying, refinancing or consolidating — I shop 15+ lenders to get you the best offer, and guide you from start to finish.

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15+ lenders No cost to you 24-hour response
15+lenders
24 hresponse
15+ lenders
No cost to you
24-hour response
100% independent
Services

How I can help

Clear guidance at every step of your project.

Purchase & pre-approval

Know your real budget and make a confident offer with a solid pre-approval.

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Refinance & renewal

Renegotiate your rate, tap your home's equity, or review your terms at renewal.

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Debt consolidation

Combine high-interest debts into one lower payment and breathe again.

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Your broker

Meet William

I'm William Laflamme, and I help people finance a home purchase, refinance, or consolidate debt — with a human, transparent approach.

My approach is simple: clear information, no pressure, and a real plan for the next steps.

William Laflamme

More about me

Simple, from start to finish

1
We get to know each other

A free, no-pressure call to understand your situation, your project and your goals.

2
We build your file

I send you a clear list of documents to upload to your secure client portal.

3
I shop for you

I compare 15+ banks and lenders to find the best rate and terms.

4
You decide with confidence

I explain every option in plain language, no jargon. You choose; I advise.

5
I submit your file

I present your file to the chosen lender and follow it through to approval.

6
We close, stress-free

I coordinate the final conditions and the notary appointment, through to signing.

Calculators

Estimate your numbers

Free tools to get clarity before we even talk.

Borrowing capacity
Payment & purchase budget
Refinance & consolidation

Frequently asked questions

My services are always free: I'm paid by the chosen lender, not by you. You get my guidance and negotiated rates at no cost to you.

A pre-approval confirms how much you can borrow. It lets you shop with confidence and make a strong offer — one that sellers take more seriously.

A broker shops your file across 15+ lenders to find the best mix of rate and conditions — instead of a single offer — with personalized guidance from start to finish.

Yes. Everything can be done by phone, email and e-signature, anywhere in Quebec — or in person if you prefer.

Ready to know your real numbers?

Book a free 30-minute call. No obligation.

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